Phone: 866.577.0355
Fax: 866.518.4186
1954 Greenspring Drive,
Suite 360,
Timonium, MD 21093
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Business Owners Policy (BOP) / General Liability

Call us at 866.577.0355 with any questions.

PDFBusiness Owners Application

Basic Protection

Business Liability
Protects your office operation from claims arising out of injuries to your clients or the general public, or from damage to the property of others. Protection extends up to your policy's limits. Included is coverage for premises-operations, products-completed operations, personal injury and advertising injury liability. Defense costs as a result of such claims are covered regardless of fault, in addition to your policy's limits.

Building and Business Personal Property (BPP)
Pays to repair or replace your building and any equipment, stock, furniture or fixtures that you own, up to your policy's limit. Also, coverage includes Equipment Breakdown and Business Income Interruption.

Equipment Breakdown
Protects insured’s against breakdowns of all kinds of equipment--including computers, scanning equipment, phone systems, communications systems, air conditioners, refrigeration systems, and much more.

Business Income Interruption
In the event of covered loss, this coverage will reimburse insurers for actual loss of earnings for up to 12 months. Even losses due to down-time or extra expenses needed to restore operations (such as additional property rental) are covered.

Fire Legal Liability
You are protected against legal liability (up to $300,000 per occurrence) for damage caused by fire, lightning or explosion to that portion of the premises you lease and occupy for your office. (As an option, the $300,000 limit per occurrence may be increased to $500,000 or $1 million.)

Money and Securities
Your money and securities are protected up to $10,000 at your covered location, or when deposited in a bank or savings institution, and up to $5,000 when located off the premises. (As an option, the $5,000 outside limit may be increased to $10,000.)


Valuable Services

Commercial Auto Coverage
The program offers valuable enhancements to the Commercial Auto product, such as providing excess coverage for hired autos and extending legal liability coverage for negligent drivers.

Workers’ Compensation
The program offers accessible and affordable Workers’ Compensation coverage to meet your needs as a small business owner. The program’s coverage is distinguished by expert underwriting, exceptional claims handling, and a variety of managed care and cost containment services, such as provider networks, nurse case managers and a Return-to-Work program.

Flexible Payment Plans
The program has a variety of premium payments plans that will help you meet your cash flow needs.

Superior Claims Handling
The program’s network of claims personnel is one of its great strengths, providing customers with prompt and professional handling of their claims.

Long-Standing Stability
By placing your business with ITinsure, you are placing your trust in a program administrator that has insured American businesses like yours since 1986, and that enjoys exceptionally high customer satisfaction.

PDFBusiness Owners Application

Send completed applications to:
8600 LaSalle Rd #331
The Chester Building
Towson, MD 21286
Fax your application to: 866.518.4186
Email your application to:

Call us at 866.577.0355 with any questions.